The Right Mortgage & Protection Network

Later Life Lending Proposition

Built for Advisers Who Ask the Right Questions

Because in the later life lending market, this isn't just another product line.

2012Established in market
9Providers on panel
DualSupport model (TRM + Air)
ERCFull council member

When considering a new network, the messaging will always sound good.

“Whole of market”“High commission”“Specialist support”

All positive. All attractive. But the real question is:

What sits underneath the words?

Because in the later life lending market this isn't just another product line. It's complex, it's regulated, and it requires trust, expertise and the right infrastructure behind you.

Who Are We?

The Right Mortgage & Protection Network has been established in the later life lending market since 2012 – long before many of today's propositions existed.

Ask yourself
  • An award-winning and respected name across lenders
  • Strong, established relationships in the market
  • A proposition built on experience, not theory
At The Right Network
  • Full members of the Equity Release Council
  • Active involvement in Council Committees
Demonstrating real commitment to the sector, not just participation.

Why Use Us?

Because when you ask the right questions… we have the right answers.

Do You Have True Whole of Market Access?

  • Whole of market Lifetime Mortgage access
  • 9 providers on panel
  • Strong lender relationships and reputation

Do You Have Real Support, or Just Access?

  • Our in-house support, compliance and regulation teams
  • Our strong working relationship with Air
  • Access to additional tools, training and resources
  • Backed by full network infrastructure and oversight

A Network That Works With You, Not Against You

  • Dedicated Later Life Lending support team
  • Specialist file-checking team, supervision & development managers
  • Dedicated vulnerability champions aligned with Equity Release Council standards
  • Compliance that works with you, not against you
  • Real people, real conversations, real support

Who Holds Compliance Responsibility?

  • Full compliance oversight
  • Dedicated Lifetime Mortgage specialists
  • Robust, FCA-aligned processes
  • Structured file reviews and case support
  • PI cover included

What Can We Offer?

Everything you need to build a compliant, scalable later life lending business.

Earnings & Opportunity

  • Some of the highest procuration fees available in the market
  • Whole-of-market access, no restrictions
  • Strong lender relationships supporting better outcomes

More Than Lifetime Mortgages, A Complete Advice Proposition

  • Easy referral routes into mortgages, protection and general insurance
  • Strong commission splits across all areas
  • The ability to support clients holistically

Training, Development & Real Growth

  • Full induction programme
  • One-to-one support to achieve CAS status
  • Ongoing CPD, workshops and events
  • Monthly coffee mornings with guest speakers
  • Free newsletter service
  • Pre-approved, compliant marketing materials

How Do We Compare?

Dual Support vs Single Layer Support

TRM
  • In-house compliance, supervision and development
  • Plus access to Air's tools and training
  • Full network backing and regulatory support
Typical model
  • Single layer of support
  • Limited oversight
  • Less structured development

Network vs Club Alone

TRM
  • Full network infrastructure
  • Regulatory protection
  • Business development support
  • Long-term stability
Club-only model
  • Tools and access only
  • No compliance responsibility
  • Limited one-to-one support

A Network That's Trusted & Respected

  • Strong relationships with lenders
  • Recognised across the market
  • Active involvement with the Equity Release Council
  • A reputation for quality advice, professional standards and consistency

The Bottom Line

If you want:

  • Stronger support
  • Higher earning potential
  • True whole of market access
  • A compliant, specialist later life lending proposition
  • A network that genuinely backs you

Switching Is Easier Than You Think

The biggest misconception is that switching is complicated. It isn't, because we handle it.

We Handle the Hard Work

  • Full novation support managed for you
  • Lender & provider agency transfers handled end-to-end
  • Structured onboarding with clear timelines
  • Dedicated support throughout

No Disruption to Your Business

  • Continue advising your clients
  • Maintain continuity of income
  • Smooth transition onto our systems

Supported Every Step of the Way

  • Dedicated onboarding team
  • Experienced specialists
  • Clear communication throughout

Ready to Build a Better Later Life Lending Business?

You don't build a strong business on access alone. You build it on support, compliance, relationships and experience.

Understand our lender panel? Call us today
Curious about commission? Book a P&C chat
Want to hear our story? Call us

Or email us any time at info@therightmortgage.co.uk